Since 1 May 2009, the Royal Thai Government has set up an insurance scheme specifically for foreigners visiting the Kingdom who are affected by losses or harm or unable to leave the Kingdom in the event of riots.
For the current situation, related to the demonstrations taking place in Thailand, this insurance scheme covers losses and damages occurring during the period from 9 April 2010 at 16.31 hr. until 31 March 2011 at 16.30 hr., and applies to all foreign visitors entering the Kingdom legally. It covers losses and damages in the following three cases:
1) Loss of life, or limbs or permanent disabilities in the amount not exceeding US$ 10,000 per person;
2) Hospital expenses as incurred, and hospital stay, if necessary, for a maximum period of 10 days, in the amount of US$ 1,000 per person and not exceeding US$ 10,000 per person;
3) Loss or damage due to travel limitation in the amount of US$ 100 per person per day but not exceeding a total of US$ 10,000 per person.
To make claims under the Insurance Scheme for Foreigners Visiting the Kingdom, those eligible should contact Indara Insurance Public Company Limited (at +662-205-7711) within 30 days from the date when the losses or damages occurred. Among the documents required are 1) copy of the affected person's passport with immigration stamp; 2) death certificate and forensic report in case of death, or doctor reports in case of loss of important organs or limbs, or injuries; and 3) document certifying that the person concerned is covered by the insurance.
For more information, foreign visitors may also contact the Tourism Authority of Thailand’s hotline at 1672.
It should be noted that this Insurance Scheme does not cover foreigners with resident status in Thailand. Neither does it cover losses and damages occurring outside Thailand or due to causes other than the riots, including acts of terrorism.